Health Insurance

We can help you save money on your health insurance!

Health insurance has evolved over the years and the most common choices of plans are: Fee-For-Service (or Indemnity) Plans,  Managed Care - consisting of: Health Maintenance Organizations (HMO's), Preferred Provider Organizations (PPO) or Point of Service (POS) plans.

Depending on your particular health insurance needs, whether it be on a individual or group basis, our agency will provide you with the most comprehensive plan based on your individual or group current and future financial needs.

Indemnity Health Plan Quotes »

Basic Health Insurance is an insurance program that offers members insurance benefits to help with the everyday cost of medical treatment. Benefits include, single or family coverage, doctors office visits, hospitalization benefits, emergency room benefits and surgery benefits.

Affordable - You already know that comprehensive health insurance is very expensive. Basic Health Insurance offers a less expensive, limited benefit solution for everyone.
Accessible - Basic Health Insurance is guaranteed issue for eligible members. There are no medical questions or physical exams to qualify. Choose the doctor, clinic, or hospital of your choice. You are free to go to any provider.

Short Term Health Plan Quotes »

Just because you don’t have health insurance right now doesn't mean you may not have health problems. Short-Term Health Insurance allows individuals and families to purchase quality, affordable major medical coverage on a temporary basis. Perfect solution when you’re a recent college graduate, in between jobs, a part time or temporary employee, or in a waiting period before other coverage becomes effective.
Short-Term Medical is offered to members, their spouses under 65 and their dependent children under age 19 (or under age 25 if a full-time student) who have a social security number and can answer 'no' to the health questions on the application. Children age 19 and over should apply separately. Child-only coverage is available for ages 2 through 18.

Traditional Health Insurance Plan Quotes »

Individual and family health insurance is a type of health insurance coverage that is made available to individuals and families, rather than to employer groups or organizations. Given the option, most people would prefer to have their employer provide group health insurance coverage. But, if this is not an option for you, it is still important for you to seek coverage. You may be pleasantly surprised with the variety and affordability of the individual and family health insurance options available.

Disability Insurance Plan Quotes »

When a physical injury keeps you from working, disability insurance can help get the bills paid.

More become disabled than die that's because at any given age the odds of becoming disabled are much higher than dying. In fact, every year 12% of the adult U.S. population suffers a long-term disability. One out of every seven workers will suffer a five-year or longer period of disability before age 65, and if you're 35 now, your chances of experiencing a three-month or longer disability before you reach age 65 are 50%. If you're 45, the figure is 44%.