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A bond is a contract among at least three parties: (1) The principal - the primary party (you or your company) who will be performing a contractual obligation (2) The obligee - the party (your customer) who is the recipient of the obligation, and (3) The surety (the bond company) - who ensures that the principal's obligations will be performed.

We offer the following type bonds;

License/Permit Bonds - License and permit bonds are required by state law or local regulations in order to obtain a license or permit to engage in a particular business. The obligee is usually a State, City or County.

Title Bonds - If you do not have the required proof of ownership documents to obtain a title in your name for your vehicle, you may apply for a title on the basis of a surety (title) bond.

Janitorial Services Bond- This is the type bond is purchased by cleaning companies to provide peace of mind to their customers. This bond protects the obligee from dishonest acts by a companies employees. We have bonds that can include the owner as well.

Dishonesty Bonds - This is the type bond that most business advertise "insured and bonded". This bond protects the obligee from dishonest acts by a companies employees. We have bonds that can include the owner as well. 

Contractors Bid/Performance Bonds - A performance bond is a financial tool used to guarantee that in the event of a developer or contractor's default, funds are available to finish the construction. Performance bond relationships must be built over time with the bond company. The bond company normally wants to see decent financial strength of the company as well as experience for the type of work being bonded.

You will benefit by our status as an independent agency. We help you obtain rate quotes from several quality companies that will meet your needs of low cost and adequate coverage.

Click on the Select State button above to begin your FREE homeowners insurance quick quote. If we are unable to help you, you will be directed to a site that can help you find coverage within your state. Either way, it is our pleasure serving you!

Please note that these descriptions are provided as information only. Read your particular policy for specific details.